> For the complete documentation index, see [llms.txt](https://kredopay.gitbook.io/documentation/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://kredopay.gitbook.io/documentation/architectural-implications.md).

# Architectural Implications

Kredo’s architecture enables:

* Horizontal scalability without user state growth
* Safer user experience through non-custodial interaction
* Composability across applications via shared liquidity
* Clean separation between identity, permission, and capital

It also unlocks new design patterns where:

* Access can be granted temporarily
* Permissions can be revoked without asset movement
* Financial rights can be delegated safely